W E L F A R E
Appealing A Claim
If you have questions or problems concerning your benefits or making an application for benefits,
contact the ILA Employers Welfare Fund Office, 10 Mersey Way, Post Office Box 1280, Savannah, GA 31498, (912)233-0218.
The Welfare Fund Office can answer your questions and advise you of the procedures you need to follow to file a claim.
If your claim is denied, you will receive a notice within 90 days of the date your claim was submitted. The notice will specify the reasons for the denial. Within 60 days after you receive the denial, you may appeal that decision in writing to the Board of Trustees. You or your representative may review plan documents.
Any denial of benefits may be appealed. If you request a review of your claim in writing, your claim will be considered by the Board of Trustees no later than 120 days after receipt of your application for review. At your written request, you and your representative will be notified at least 30 days before the date the Board will consider your appeal. The Board’s decision will be final, and you will receive written notice of that
decision. If the Board denies your appeal, the notification you receive will explain the reasons for the denial and the provisions in plan documents used to reach that decision.
See the Pension Plan section for more information about appealing a claim for pension benefits.
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