P E N S I O N
Introduction
The pension plan helps you prepare for a financially secure future by providing retirement benefits in addition to your benefits from Social Security.
This section provides information about:
v how your benefit is determined
v how your benefit is paid at retirement
v when you can retire — normal, early and late retirement
dates
v how to apply for benefits
v what happens if you become disabled or die.
You do not have to make contributions for your retirement benefits. Your employer pays the cost of your benefits.
This summary reflects the benefit in effect on or after October 1, 2001. If you terminated or retired from a participating employer prior to this date, your benefit will be based on the plan in effect at the time you ceased to be active.
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